Insuring Your Home
You maintain a well-built, safe home, doing everything you can to make sure
it will continue to meet your family’s needs now and in the future. That home
may represent your largest financial investment. Yet, a fire or weather
catastrophe could destroy it and everything in it. You can take steps now to
secure the right insurance coverage, so if the worst happens, you can recover
from the financial loss to your damaged property.
Your Cincinnati homeowner policy insures more than your property, giving you
the personal liability protection and peace of mind that you and your family
deserve. You could be held legally responsible for accidental bodily injury,
personal injury or property damage to someone else. Liability coverage would
reduce your chance of personal financial loss due to a covered occurrence.
Match Your Lifestyle
You can choose from several policies, depending on your specific situation:
Consider the Cincinnati Difference
You can feel secure knowing your Cincinnati homeowner policy is backed by a
financially strong insurance company. Shouldn’t your insurer be among the few
awarded the A++ Superior rating from A.M. Best Co., an independent insurance
rating organization?
Let us put the Cincinnati advantages of personal service and true value to
work on your homeowner policy. Consider these stand-out benefits not always
available from other carriers:
- You automatically get earthquake
coverage with your Cincinnati Executive Homeowner Policy, Executive
Classic Homeowner Policy, Condominium Special Form Policy or Tenants Special
Form Policy.
- You can add coverage for some residential
businesses and your professional
liability to the same policy at competitive rates.
- These policies all provide coverage for damage to golf
carts. You also have protection against your liability for damages
caused by a golf cart, on or off the golf course.
- You can add Cincinnati’s state-of-the-art Identity Theft
Expense Coverage and Advocacy Service endorsement. When someone
fraudulently uses your identity, you or your insured family members will have
an advocate to guide you in restoring your identity, and you’ll recover the
related expenses and fees.
Reward Yourself
You have lots of ways to save money on your Cincinnati homeowner policy. You
may qualify for many premium-reducing credits:
- Dwelling age credits
- Deductible credits
- Central station alarm credits
- Loss experience credits
- Many more
Contact an Agent
Coverage and credit availability varies by state. Underwriting requirements
apply. This is not a policy. To obtain a quote or learn more about the value of
Cincinnati’s homeowner insurance polices and reliable claims service, please
find your local independent
agency today.